Mobile and internet banking are growing at a faster rate all over the world . Recent studies showed that more than 40% of banking transactions in Japan , US and other developed nations are through internet enabled mobile handsets . Almost all private and nationalized banks in India offer internet banking .Among which , ICICI ,Citi ,HDFC and SBI , SIB ,AXIS banks offer customized mobile banking solutions . The private banks like ICICI ,HDFC and Citi proved their extra edge on technology by launching Java based mobile applications ,that further provides more security and options to mobile banking experience .All these applications are capable of checking account balance ,credit-debit card details , doing fund transfer ,loan-insurance payment , bill payment etc .
ICICI imobile mobile banking application :
ICICI’s mobile banking solution is named as iMobile . A link to download imobile application can be obtained by sending an SMS IMOBILE to 5676766 from any GPRS enabled handset . This Java application is capable of running on small as well as high-end mobile devices . First you need apply for ICICI internet banking through your local branch . The details of mobile banking ,PIN number and further details can be collected from the bank representative after activation .ICICI bank customers can transfer upto 5000 INR per day to ICICI and other bank accounts . They can pay their mobile bills and insurance premium up to Rs 10000 per day from each account .Account Balance , demat/loan details ,credit card purchase history all can be accessed from the same application . ICICI banks iMobile application is free service for all existing customers of the bank.
HDFC bank ngpay mobile banking application :
HDFC bank mobile application ngpay (next generation pay) can be downloaded from here . Like ICICI imobile ,HDFC customers should first apply for internet banking and InstaQuery from their Local HDFC branches . After activation they can download the mobile application and access all HDFC bank services from mobile . They can pay mobile bills, book railway tickets ,plan travel through Makemytrip ,Yatra ,Deccan and other partners ,check bank balance , transfer funds to another account or debit cards,pay credit cards and insurance premiums ,shop for products and pay online.
Citi bank mobile application :
Citi bank is not much popular bank (in India) like ICICI and HDFC .Customers who opt for mobile banking should first register for internet banking and provide their mobile number . After activation they can download Citi mobile application by sending an SMS MBANK followed by last 4 digits of their Citi Bank Debit/Credit card number to 52484. The download URL will be then despatched via another SMS . Citibank mobile is currently available for Citi branch banking ,Suvidha and Credit Card Customers . They also provides mobile banking facilities discussed above .
These mobile banking softwares are officially provided by ICICI , Citi and HDFC banks . But customers should contact the respective branches before providing their account information to these applications .
Tags: banking mobile softwares, Citi bank mobile, HDFC bank mobile application, ICICI mobile application, India internet banking, India mobile banking
Great info compiled in one page.